help removing a lloyds tsb default

yodi10

moohound wrote: »

It might depend on the financial climate at the time and how willing lenders are to provide mortgages, also if you have shown yourself to be a good saver and have a decent deposit, and have good incomes you might be considered, I would try to maintain a faultless credit record in the meantime to give yourself the best chance.
Lloyds have not rejected you as a customer despite having a previous default with them.

What makes it more fustrating is they (lloyds)went out of the way to open my business account under the pretence that i would be up for review after 3 months for an overdraft.yet after speaking to the branch manager in person last week i was informed that only when the default is removed aftrr 6 years will i be offered an overdraft....on top of hitting dead ends on the mortgage front i now have tgis to contend with

moohound

In the opening post they say they've since opened another current account with lloyds and a business account. I did get mixed up though, with the 5 and a half years thing, i should read more carefully, sorry