We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Refused credit / credit files?
Perspective52
Posts: 35 Forumite
Hi,
Just wondering if anyone can help? Last year I got very in debt with pay day loans. I have since set up a DMP with step change. The orginial credit agreements have since defaulted. I tried to open an account with barclays but refused due to credit scoring.
I would like to see my file, but the cheapest I can find is experian for £14.99 per month, after a free trial, but I did this 2 years ago and can't have a second trial just to see my file.
Has anyone had a similar experience? Can anyone recommend a way to see a credit file, without paying a lot of money to see it.
Thank you!
Just wondering if anyone can help? Last year I got very in debt with pay day loans. I have since set up a DMP with step change. The orginial credit agreements have since defaulted. I tried to open an account with barclays but refused due to credit scoring.
I would like to see my file, but the cheapest I can find is experian for £14.99 per month, after a free trial, but I did this 2 years ago and can't have a second trial just to see my file.
Has anyone had a similar experience? Can anyone recommend a way to see a credit file, without paying a lot of money to see it.
Thank you!
Learning to start again in every aspect one step at a time..
:j
:j
0
Comments
-
£2 for the statutory report from any CRAYou might as well ask the Wizard of Oz to give you a big number as pay a Credit Referencing Agency for a so-called 'credit-score'0
-
Look on noddle, it's free for life.
PAD 2023 Debt total as of Dec 2022 £18,988.63*April £17,711.03
Halifax CC £3168.21Halifax loan £6095.47
Car finance £7639.02
Next £0/£808.33
#22 - 1p savings challenge 2023 £166.95/£667.95Saving for Christmas - £1 a day savings challenge 2023 £50/£1000
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards