Probably a silly mortgage question but I'm torturing myself!

Honeybe

We're about to apply for a new mortgage as we've sold our house STC and had our offer accepted on another property. The mortgage application will be a joint one and my husband's salary is more than enough for the amount we need to borrow (he's an employee). So here's the question: I'm about to start my own business as an event organiser. I'll be self employed (sole trader). The outlay is only £1,000 but I'm worried that the mere fact that I'll be self employed might hinder my joint application for a mortgage in case lenders consider it a risk factor. Will lenders require proof of public liability insurance and would I be better off waiting for the mortgage to go through before registering as self employed? I've started doing a minimal amount of work already but have not paid or made any money yet. Shall I hold off?
I'm very worried :-(

kingstreet

They won't care.

If you are a non-working spouse or self-employed with no evidence of income, you are simply treated as a dependent.

No difference.

Honeybe

Thank you SO much for replying! I just couldn't stop worrying

Money_Bunny

I wanted to take out a joint mortgage with my retired husband but didn't need his income (pension) to be taken into account. The mortgage company advised simply to put his income down as zero - hence avoiding the need to dig out all the paperwork around his pension.