Cant Remember All My Debts!!

kw899899

I am filing for bankruptcy next week! Horay! One problem is that i cant remember all of my debts. I have kinda of ignored all my creditors for the last year and have moved etc. I have just buried my head in the sand really. Now i have finally decided that enough is enough and i need to declare myself bankrupt as i am unemployed and have debts over £30,000.
obvioulsy i need to list all lof my creditors (which i have lost track of)

i have got hold of both my Equifax nd my Experian credit file. However, they do not list all of my account numbers, reference nmbers. there are also debts on there from years ago that I have no idea what they are.

how do i make sure that i have got all my debts included. Does it matter if i dont have my account numbers?

what if i accidentally miss out a debt? will it matter?

any help is really appreciated guys!

inspain

I read on here that it doesn't matter if you haven't got it all

Richard_S

Hi kw,

It's not imperative that you're able to supply details of all your creditors names and account numbers. If one of them appears at a later date, or you remember the name of one or come across some old correspondece when you're clearing out the false roof then just pass the details over to the O.R.

Your statement of affairs to the O.R is not a mathematical equation, it's almost bound to have a few errors and ommissions; as long as there's no intent to conceal something then yyou won't have any problems.

Richard