We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Payday Loan Companies

eightiesneo
eightiesneo Posts: 14 Forumite
Hi there, I was wondering if anyone could advise me of legit payday lenders other than :-

Wonga
Quickquid
PaydayUk

Googling this brings up lots of sites I don't trust and many are brokers, I wondered if the good people on this site know of any other actual companies such as the above?

Kind regards

Neo
«1

Comments

  • opinions4u
    opinions4u Posts: 19,411 Forumite
    edited 12 May 2013 at 8:49AM
    Why would you want to use any of these companies, let alone lots of them?
  • worried48
    worried48 Posts: 492 Forumite
    There are lots of them out there - a trawl through this site will find people who have had loans with several of them all at once. However if you really are in that sort of mess now, taking out multiple payday loans is likely to make things as awful lot worse. Unless you know for certain (100% certain, not just hope!) that you have a lot of money coming in to pay them on time, AND there is no way you can get through without, then please don't do it. Don't become another statistic!
    [STRIKE]Vanquis £2994.71[/STRIKE] [STRIKE] Aqua £1941.13[/STRIKE] [STRIKE]Capital One £970.77[/STRIKE]
    [STRIKE]Barclaycard £1599.58[/STRIKE] [STRIKE]Oxendales £847.62[/STRIKE] [STRIKE] Luma £200[/STRIKE] [STRIKE] Marisota £77.72[/STRIKE] [STRIKE]Overdraft £1491.30[/STRIKE] Loan £7000 Husband's Barclaycard £10,000 [STRIKE] Husband's Mastercard £167.30[/STRIKE] Husband's loan £8409.86 [STRIKE]Husband's Overdraft £1036.32[/STRIKE] Business credit card £3000
  • gb12345
    gb12345 Posts: 3,055 Forumite
    Hi there, I was wondering if anyone could advise me of legit payday lenders other than :-

    Wonga
    Quickquid
    PaydayUk

    Googling this brings up lots of sites I don't trust and many are brokers, I wondered if the good people on this site know of any other actual companies such as the above?

    Kind regards

    Neo

    So basically you've run out of luck with the 3 most "legitimate" of the bad bunch and are now so desperate that you will try anyone.

    I'll give it a week before you're back complaining you've been scammed.
  • redpete
    redpete Posts: 4,703 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi there, I was wondering if anyone could advise me of legit payday lenders other than :-

    Wonga
    Quickquid
    PaydayUk

    Googling this brings up lots of sites I don't trust and many are brokers, I wondered if the good people on this site know of any other actual companies such as the above?
    This suggests you've tried these three and for some reason don't want to use them again.

    It would not be responsible advice to help someone repeatedly resort to PDLs.

    (especially as your previous post about Wonga said "I am never going down this road again and advise against borrowing off these people" - take your own advice.)
    loose does not rhyme with choose but lose does and is the word you meant to write.
  • Apples2
    Apples2 Posts: 6,442 Forumite
    I think eightiesneo should try a few brokers. It might help balance the books.
  • arbroath_lass
    arbroath_lass Posts: 1,607 Forumite
    You said in October (after you'd paid off Wonga)

    "I am never going down this road again and advise against borrowing off these people."
    https://forums.moneysavingexpert.com/discussion/4253785=

    Take your own advice, please.

    Head over to the debt-free board and post up your statement of affairs. They can help you reduce your outgoings so you actually live within your means.
  • imoneyop
    imoneyop Posts: 970 Forumite
    You said in October (after you'd paid off Wonga)

    "I am never going down this road again and advise against borrowing off these people."
    https://forums.moneysavingexpert.com/discussion/4253785=

    Take your own advice, please.

    Head over to the debt-free board and post up your statement of affairs. They can help you reduce your outgoings so you actually live within your means.

    This would rather back up the not able to get a loan from the big three comments posted earlier by others.

    In October they were in a payment plan with Wonga, so in the subsequent 6 month they've probably ended up in the same situation with the other 2.

    Definitely look like they are living way beyond their means and a trip to the DFW board is their best solution.
  • dealer_wins
    dealer_wins Posts: 7,334 Forumite
    Come down to my neck of woods, plenty of quick easy money here!!
    article-2315815-19865DB2000005DC-148_634x432_zpsf16184a6.jpg
    Seriously though, as you have already experienced the misery of payday loans, surely anything would be better than putting yourself through that again.

    Sell stuff, eat beans for a month, ask family for help etc etc
  • DCFC79
    DCFC79 Posts: 40,610 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 13 May 2013 at 3:19PM
    You might be better off looking at your finances OP. Would you have enough at the end of the month to keep up with the monthly repayments ?
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 12 May 2013 at 8:22PM
    http://www.thisismoney.co.uk/money/news/article-2319474/Payday-lender-Dollar-Financial-claims-rival-hijacked-website.html

    I wouldn't want to be taking any payday loan currently if reading a PDL site can be hijacked! just how safe would your info be? is it worth it?
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 347.2K Banking & Borrowing
  • 251.6K Reduce Debt & Boost Income
  • 451.8K Spending & Discounts
  • 239.5K Work, Benefits & Business
  • 615.4K Mortgages, Homes & Bills
  • 175.1K Life & Family
  • 252.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.