Debt collector and credit report

rizla_king

I think some banks did report before then, but in 2003/4 there was an agreement between the CRAs and banks via SCORE to more consistently report current account overdraft data.

RosiPossum

Thanks, that info is really helpful!

So do you reckon that if the debt collectors aren't paid, it will show up on my credit report?

happy_bunny_2

Knowing DCAs, they will log it when they get sold the account. Longer it goes unpaid, more chance It gets passed around. But there might be some good reason it's not on your report that means its unlikely to ever be.