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Loaning someone some cash
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I can understand wanting to help a friend. However, if your friend either cannot or does not want to involve a bank, you should be questioning the need/want for the money. As for lending it without knowing what it is for? Sorry, I wouldn't lend someone £100 without asking what it is for, because I've seen people say they 'need' £100 because they don't want to miss out on a party.
Try having a read of this:
https://forums.moneysavingexpert.com/discussion/76953
Good luckSome days, it's just not worth chewing through the leather straps....
LB moment - March 2006. DFD - 1 June 2012!!! DEBT FREE!
May grocery challenge £45.61/£1200 -
Why dont they go to a bank/loan company ?
As been mentioned Id be asking myself why not go to a bank/loan company and could they keep to the agreement. If you can afford to lose the money then lend it to them but as you say its a substantial amount so I imagine its not an amount you would forget about.0
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