closed accounts on credit reports

kirstycobie

hi,

just a quick question.

do closed accounts on your credit report acctually effect your score or descision to give you credit or does it just go on active accounts?

thanks

kirstycobie

anyone any info thanks

happy_bunny_2

Yes, they do, but from what I read on here, settled accounts have less impact than active ones. Unless they have Default/AP markers etc.

Cards and loans search 3 years history and Mortgages 6 from what I understand.

kirstycobie

thank you happy-bunny