22.5.07 what small dfw thing will you do/have you done today?

hypno06

Hello lovely DFWers :hello:

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:

Today I will: (some of these are for yesterday since I posted)

- do piggy clicks
- send everyone with packed lunches
- update my debt totals
- do storecupboard dinner
- post some ebay parcels
- check online banking
- not increase my debt in any way

Have a good day everyone :wave:

GirlRacer_2

Good morning Hypno and all those who follow,

Well have checked online banking this morning and my balance is looking pretty healthy. In my quest to become debt free today I have/will:

- Pay mum back the £50 I borrowed last month
- Packed lunch for all
- Piggy comps and clicks
- Not increase my debt in any way

Hope you all have a good day x

Essex-girl_2

Good Morning All

Today I will be
- having a productive office day for our business
- checking and reconciling our bank accounts transferring any leftovers/savings to savings a.c however small to then be allocated to cr cards at the end of the month
- resisting to spend whilst son is at footie practice.

joeblack066

Hi All,

Today I will/ have

Apply for AQA (see other post)!
Receive the leaflets to earn me an extra £100!
Have a NSD (skint, lol!)
Sort out things for a car boot as am on (paid) leave from work
Go for a walk (free exercise so Money Saving)

Have a good one all!

Lucy1982_2

Some small DFW things I'll do/have done today:

- Checked my bank account and store card payment has cleared. So I've just spoken to them and cancelled the card!! :T

- Post a parcel for Amazon

- Took packed lunch to work

- Will eat another meal from the freezer rather than buy something.

- Try to have a low spend day!

GettingThingsDone

Hi Hypno!

Today:

1. Update CC Balance: Done
2. Do Expenses
3. Piggy CTs: Done

And that's it - got to stop setting myself too many tasks for the day!

G

bobbadog

Morning everyone...

Today:

* sent OH and myself to work with packed lunches
* defrosted HM lasagne for dinner
* having a No Spend Day
* chase work expenses (only £13 but still)
* check pay increase online for Take Home Pay figure
* Selling some surplus stuff at work, hope to make £30

xxx

Burlesque_Babe

-Phoned Powergen and asked for a review as got bill. They've reduced my monthly payment by £11.

-Going to list a couple of bits on ebay

Shineyhappy

Good morning all!

Today I have/will
- Have a NSD (feel bad for spending 3.50 on some frozen veg and a reduced bottle of wine last night )
- Take a packed lunch to work and resist the tempation to buy any treats
- Apply for AQA
- Using up a mixture of hm curry and leftovers from when my brother took me and OH out to celebrate him getting a new job
- Piggy comps (completly forgot until I saw this thread so big thanks)

Have a good dfw day everyone!

moneymaker2

Today I will mostly be spending in bed as not feeling well so I have no possible chance of increasing my debt or buying from the canteen.
I will also check my online banking ( charges due to be paid in from bank today at latest)
Sort out consol loan for husband creditcards.

Karmacat

Morning hypno,morning all. Today I will:
- not be increasing my debts in any way (have to include this myself)
- upload a few other CDs to amazon - I sold one yesterday, hurray (already posted, 2nd class).
- have done surveys this morning, will do some new clicks later.
- finance practice went well, will do some gardening later (planting herbs, which I can harvest, so moneysaving, and prettying up the front, so improving the value of my house - how's that for blarney/long term moneysaving!

Um, didn't do some of the things I said I'd do yesterday. Does anybody else have this problem?
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