HELP wonga fraud

andy231284

Just received letter regarding a wonga loan I have never taken out. Managed to speak to them (which seems to be an achievement given other posts) and they are investigating.

I have monthly equifax subscription and have received no alerts and having logged on there are no records of wonga search or credit agreement with them. There website and other posts on here suggests that they do credit checks and it should appear on equifax.

Do I need to check other credit agencies? Surely it should show on equifax? Anyone know!?!:D

Moneysaverchris

andy231284 wrote: »

Just received letter regarding a wonga loan I have never taken out. Managed to speak to them (which seems to be an achievement given other posts) and they are investigating.

I have monthly equifax subscription and have received no alerts and having logged on there are no records of wonga search or credit agreement with them. There website and other posts on here suggests that they do credit checks and it should appear on equifax.

Do I need to check other credit agencies? Surely it should show on equifax? Anyone know!?!:D

Wonga only use experian!!

andy231284

Moneysaverchris wrote: »

Wonga only use experian!!

but surely it would show up on all credit files?

DCFC79

andy231284 wrote: »

but surely it would show up on all credit files?

Not if they ( Wonga ) only report to 1.

Moneysaverchris

DCFC79 wrote: »

Not if they ( Wonga ) only report to 1.

+1 It is the only one they report too.

DCFC79

Moneysaverchris wrote: »

+1 It is the only one they report too.

Thats what I was trying to reinforce.

Moneysaverchris

DCFC79 wrote: »

Thats what I was trying to reinforce.

I understand that i wrote +1, however i needed to make up 10 characters:rotfl:

DCFC79

Moneysaverchris wrote: »

I understand that i wrote +1, however i needed to make up 10 characters:rotfl:

Yes, I saw what you were doing so +1.

OneLife_OneShot

Hold on, you actually give Equifax money? Thats worse than giving money to Wonga.

dealer_wins

This trye of fraud happens way too much, and it must be very distressing to the victims.

There surely must be a way to check that the bank details supplied by the applicant are actually in the applicants name.

Maybe first time payday loan customers should be required to scan and send the debit card they intend to use to repay the loan with the application, this would confirm the account number/sort code.

lynz68

Just make sure Wonga don't take money out of your bank account. There was an item on watchdog last week on this very topic only those involved didn't know anything until the money had been taken by Wonga. They got there money back eventually.