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Wanna Be Debt-Free By 2014

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  • Fallen5024
    Fallen5024 Posts: 53 Forumite
    Thanks and i hope so! I will have a look at that website as oh is always saying there is no food in the house when there is.
    Total Debt: £18,046.71/£22,953.78:mad:

    £4,907.07 paid off so far:j
  • WifeandMummy
    WifeandMummy Posts: 203 Forumite
    100 Posts
    Hello! welcome back :) def stick to your diary, I find it really does make a difference, if you still have no joy with payplan is it worth trying another company?

    sounds like we're in the same frame of minds, i wont buy stuff for breakfast if there is an alternative option already in!

    I've subscribed to your diary :) x
    DEBT FREE BY CHRISTMAS 2015 - #018
    £204.38 / £11,360.14 1.8%

    SEALED POT CHALLENGE - #33
  • Fallen5024
    Fallen5024 Posts: 53 Forumite
    Yeah i am thinking of trying stepchange are you with a dmp company?

    Its crap how life throws a spanner in the works i budgeted my money thinking my oh is getting his bonus at the end of the money only to find out that it has been delayed!! GRRR!!

    Now i have had to just redo our budget book again!

    On a more positive note i took a packed lunch to work today and it was as bad as i thought and my oh is not at work til next month so i can walk to work and save on petrol as i don't have to drive him! BONUS!!
    Total Debt: £18,046.71/£22,953.78:mad:

    £4,907.07 paid off so far:j
  • Fallen5024
    Fallen5024 Posts: 53 Forumite
    oh but the new budget only leaves us with £50 a week! I sure hope we can survive on that!!
    Total Debt: £18,046.71/£22,953.78:mad:

    £4,907.07 paid off so far:j
  • Fallen5024
    Fallen5024 Posts: 53 Forumite
    I can't wait til payday to get the ball rolling!
    Total Debt: £18,046.71/£22,953.78:mad:

    £4,907.07 paid off so far:j
  • Fallen5024
    Fallen5024 Posts: 53 Forumite
    So my husband has been paid so paid some things off and I get paid tomorrow so hopefully I will be able to pay some things off too!
    Total Debt: £18,046.71/£22,953.78:mad:

    £4,907.07 paid off so far:j
  • Fallen5024
    Fallen5024 Posts: 53 Forumite
    yay! Made some more payments!!
    Total Debt: £18,046.71/£22,953.78:mad:

    £4,907.07 paid off so far:j
  • Fallen5024
    Fallen5024 Posts: 53 Forumite
    We have a few more bills to pay and don't have the money to pay them. I was really thinking we will need to get a payday loan again but my mum has kindly said she will lend us the money Thank God!
    Total Debt: £18,046.71/£22,953.78:mad:

    £4,907.07 paid off so far:j
  • Fallen5024
    Fallen5024 Posts: 53 Forumite
    For god sake! I feel like im swimming against the tide! My oh wnet away with work for a week and managed to borrow £25 off his friend to apparently eat when they provided food the whole time they were there so basically we now have £100 to last us til the end of the month!!!
    Total Debt: £18,046.71/£22,953.78:mad:

    £4,907.07 paid off so far:j
  • Fallen5024
    Fallen5024 Posts: 53 Forumite
    Uh oh! I found two debts we aren't paying nothing towards. So called them up explained the situation and they have both accepted £5 a month each :)
    Total Debt: £18,046.71/£22,953.78:mad:

    £4,907.07 paid off so far:j
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