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They're taking away all my pension!
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I had a couple of short term very part time jobs, and as we didn't think pensions would be a problem, as we thought there was a married couple's pension - I paid the married woman's stamp. Now found out that this writes of the 'credits' that I would have had if I'd just been at home with the children.I asked the a few years ago and was told that every year I worked, I lost my home responsibiliyt protection, will check again now, but at that time, I was told I had very few years.
If you only had a couple of jobs, that would still leave all the other years you were claiming Child Benefit - from the birth of the eldest until the youngest was 16.
You won't be left without a pension - if you haven't got enough contributions in your own right, you'll be able to claim on your husband's.0 -
It's the claiming on the husbands that they are taking away. That was the point of me starting this thread.0
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No -it's everyone!0
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yes, I was told it was everyone.
but as stated above, it may be protected for some including the OP.0 -
Yes, but there are transitional arrangements. At implementation, pension under old and new schemes will be compared and you get the highest as the foundation amount.I am not a financial adviser and neither do I play one on television. I might occasionally give bad advice but at least it's free.
Like all religions, the Faith of the Invisible Pink Unicorns is based upon both logic and faith. We have faith that they are pink; we logically know that they are invisible because we can't see them.0 -
The transitional arrangements won't apply to me, as I don't reach state pension age till 2020.
The point being that my husband and myself both don't work anymore due to health problems. We worked out that we would just about be ok, when his state pension kicks in in 2016, and then mine in 2020, but now we won't get mine, we will be down by almost a quarter of the income we thought we would be getting.
With the way the gas and electric prices are going, and the fact that you don't get a reduction in your council tax, as your income goes down, it will affect us very badly.
I am going to try to get a job now, so we can put a bit away, and get some more NI contributions, but I am no longer able to do the work I have always done, due to my health. Not sure that it will be very easy!0 -
If you only had a couple of jobs, that would still leave all the other years you were claiming Child Benefit - from the birth of the eldest until the youngest was 16.I am going to try to get a job now, so we can put a bit away, and get some more NI contributions, but I am no longer able to do the work I have always done, due to my health. Not sure that it will be very easy!
Get an up-to-date notice of how many years' contributions you have in your own right.
If you have health problems, could you claim ESA or DLA?0 -
I spoke to them this morning - I have 7 years.
What is ESA and DLA?0 -
Earning and support allowance
Disability Living allowance
If you get one of these, you will get NICs too0
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