BR, IPO and CSA arrears

skylight

Silent - I can imagine how stressful!

1. - Get onto those links. They are CSA forums, full of good advice with people who are very knowledgeable. If you have had NO contact whatsoever from the CSA ever, then let them know. They can advise.

2. Phone the OR - they aren't ogres! Thats the easy one. They will simply send out another SOA form to complete.

Tryingsohardtofloat

No disrespect intended thesilent1, but for the sum of £50k I would insist on a paternity test. I know you're not disputing it but it may buy you some time & who knows, it may be that you are not liable after all....

debt_doctor

thesilent1 wrote: »

Hi DD,

Thanks for this. Yes they are aware I am working but they have passed it on tp the bailiffs. I am not sur eif its because my son's mum has not been in touch with them for a while now as they said the case was opened in 2009 but as I moved they only just found my new address. Its not like I am currently paying them anything as they have said themselves that they have not been contacted by the mother.

It seems crazy though that they have that much power when someone is already ina BR state which would reflect the financial difficulty of the person in the first place.

Hi,
The CSA can only collect from the time they were asked to collect by the Parent With Care (PWC). So have you accrued £50 000 arrears since 2009?

Prior to CSA involvement would be a matter between you and your ex.

You would have been liable for 15% of your net income since 2009.
Provided that your ex has not been in receipt of certain benefits during the collection time, she could withdraw from the CSA involvement and enter a private arrangement with you. (depends on how well you get on!)

DD

thesilent1

Hi DD,

Thanks for chipping in. I am not in contact with my ex; infact I have not seen her since 1999 and dont even know where she or the child (adult) are. As I have not heard form the CSA anymore but have had 2 letters from the bailiffs about the debt, should I still contact the CSA and tell I am now BR and enter some agreement? ALso can I ask if they are still in contact with the PWC?

Skylight,

Thanks. I will be spending some time on those forums and see what options I have.

debt_doctor

Hi,

The CSA will not care that you are BR, and it will not prevent them from obtaining 40% of your net income (subject to protected earnings rate).
Normally, I would always try to cut bailiffs out of the picture and negotiate directly with the creditor - but not in the case of the CSA!
On balance it is probably best for you to offer an affordable amount to the bailiffs on this occasion.

Could you comment on my points of when the CSA became involved? Was it 2009? What would your liability have been since 2009 based upon 15% of net income/

DD