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Noddle "Debts" once IVA completed

Apologies if this is in the wrong place, but it seemed to be the best place for it.

I have just completed my IVA (March 2013), and was looking at my Noddle credit score which is 1/5 - no surprises there.

However, I still have my debts from my IVA on there, namely Halifax, HSBC and Max Recovery (MBNA?). Whilst I can understand why they may still be on there, I am a little uneasy about the balances still being owed to them. Is this normal, or will they disappear over time?

I'm going to make a real effort to improve my credit rating over the next few years - but would like to understand what's on there first! :)

Comments

  • RAS
    RAS Posts: 35,744 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Please go over to the IVA forum and find out how to do a creditr record clean up.

    Also understand that all insolvency arrangments have to be declared for ever if you are asked for them, and you will be asked if you try to rent or buy property and on other occasions.
    If you've have not made a mistake, you've made nothing
  • matttye
    matttye Posts: 4,828 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Noddle credit reports only update once a month; could that account for the discrepancy? Do you know when it last updated?
    What will your verse be?

    R.I.P Robin Williams.
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