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pension after death of spouse

My husband died. He had cashed in a small personal pension a few years ago from Winterhur was still paying him a pensin of £200 a year
not much I know but what happens to it now does it just stop?

Comments

  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Phone them up to ask. If you do get something then they'll send you out a form to complete and will want a copy, or an original, death certificate.

    Many pensions do have a provision for a widow - each one will be different. In a recent instance I was involved in sorting out two pensions then continued to pay half the pension, plus one of them sent an unexpected £1500 towards funeral costs.
  • dunstonh
    dunstonh Posts: 119,468 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    He had cashed in a small personal pension a few years ago from Winterhur was still paying him a pensin of £200 a year

    Sorry for your loss.

    He didnt cash it in. He commenced an annuity on the pension. The annuity he purchased would have options such as spouse benefit. However, typically, on small amounts, most people don't bother with spouse provision. Although he may have done. You need to ask AXA.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Delbob
    Delbob Posts: 2 Newbie
    Thanks for your help. I did call them. Wouldn't give a definite answer but sending out some info in post.
  • mania112
    mania112 Posts: 1,981 Forumite
    Part of the Furniture Combo Breaker
    Winterthur is likely Drawdown isn't it?

    If it is Drawdown you will have options.

    If it's an Annuity you're restricted, and it can be nothing.
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