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RBS Loan

magee737
magee737 Posts: 85 Forumite
Part of the Furniture 10 Posts Combo Breaker
Basically applied for a few loans without any luck, i dont see why i have any problems as my credit rating is 790 and 1 late payment in the past 3 years. So i applied at my bank (RBS) who have agreed to the loan in principle. What are the chances of them making a you turn on there decision?

Comments

  • mikeyboy
    mikeyboy Posts: 287 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hello,

    A decision in principle means that providing what you have said in the application matches up with facts (ie: salary you stated is seen in your bank account etc) there shouldn't be any problems. A credit check will be done upon the application and before the A.I.P. is given.

    Do you bank with RBS?
  • magee737
    magee737 Posts: 85 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Yes i do, but its a joint application with the wife and they have asked for some documents to be sent on her behalf.
  • mikeyboy
    mikeyboy Posts: 287 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Providing all the docs match up with what you put on the application and her ID is ok, there should be no problems.
  • magee737
    magee737 Posts: 85 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Ok, Lovely.

    Cheers mate
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