We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

How long to update experian credit file?

Saving_NOW
Saving_NOW Posts: 72 Forumite
edited 5 May 2013 at 8:44PM in Mortgages & endowments
Hello, does anybody have any idea when experian update their files? The only negative on my file is that I am not on the electoral register, so in late March I filled in the form and registered, this was followed by a letter confirming that they would enter me on the register and 2 weeks ago I received my voting card. Confident I was now on the register I checked my credit file with Experian and lo a behold it still shows that I'm not on the register!!
My question is does anyone have any idea if it is normal to wait 2 months for file to be updated?
Has anyone else experienced this?.

Thanks in advance for your time in answering this.
Regular saver £200 Saving for emergency fund (£2000)
ISA £30 Saving for new clothes/ new laptop (£1000)

«1

Comments

  • kerrimillar
    kerrimillar Posts: 11 Forumite
    I am in same position still no sign on credit reports ?
  • marathonic
    marathonic Posts: 1,789 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I'm on the same boat. I applied at the start of April. My local council add me to the electoral register on 1st May considering I applied before 8th April.

    Therefore, I'd have been added to the registrar on Wednesday and now it's just a matter of waiting for the Credit Agencies to update their records. I expect this to happen in the next week or two.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Updates to the rolls are submitted once a month.
  • swanny78
    swanny78 Posts: 86 Forumite
    call them up on their members line, there is an automated message about delays on updating electoral roll records. Have a listen, you don't need to speak to anyone. Choose the selections that make out you are a member and that's when you get the message,
  • witchy1066
    witchy1066 Posts: 640 Forumite
    don't hold your breath,
    my partner and I have lived at this address 17 years , registered on the electoral roll same month as we moved in but for some reason Experian still insist we are not listed, the other 2 company's have us as being registered for 17 years,
    all we get from Experian is once we have registered they will add it to our report,
    not funny,
    my partner was just refused a mobile phone contract and after us questioning the decision, he was told he needs to register on the electrol roll, very frustrating as we are also in the process of applying for a mortgage

    J
    xx
  • Saving_NOW
    Saving_NOW Posts: 72 Forumite
    I have sent an email to Experian so if and when I hear anything I will update this thread, until then I guess it's more waiting for us!!
    Regular saver £200 Saving for emergency fund (£2000)
    ISA £30 Saving for new clothes/ new laptop (£1000)

  • Experian_company_representative
    Experian_company_representative Posts: 2,134 Organisation Representative
    Part of the Furniture Combo Breaker
    Saving_NOW - we do update the electoral roll information monthly, from information we receive from local councils. I suspect we're working on the April updates right now, so your update should show very soon.

    witchy1066 - sorry to hear you have a long-standing problem with your report. If you send details through to customerrelations@uk.experian.com we'll investigate for you. Thanks.

    James Jones
    Official Company Representative
    I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"

    Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen
  • witchy1066
    witchy1066 Posts: 640 Forumite
    Thank You James , I will pass that on to my partner but will give it a few more days to see if its been updated , no point making a fuss if its sorted

    J
    xxx
  • Saving_NOW
    Saving_NOW Posts: 72 Forumite
    :TThank you all so much for your reply's. What a great bunch you are.:T
    Regular saver £200 Saving for emergency fund (£2000)
    ISA £30 Saving for new clothes/ new laptop (£1000)

  • Saving_NOW
    Saving_NOW Posts: 72 Forumite
    Hi here is an update, Experian are having technical issues with updating from the electoral register I received this info from them by email today.
    Regular saver £200 Saving for emergency fund (£2000)
    ISA £30 Saving for new clothes/ new laptop (£1000)

This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.5K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.5K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.4K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.