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Ltv for new buy / help to buy schemes( lenders see as 95% or 75%)
reapz69
Posts: 65 Forumite
Hi quick question when buying a house with a deposit of 5 % + 20% from the goverment what do halifax class the LTV ratio is it classed as a 95% or a 75%.
Not seen much written on this so im a little confused
Not seen much written on this so im a little confused
0
Comments
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It doesn't really matter.
There's a special HTB affordable housing product. Although it does say at the bottom of the KFI;-The mortgage is available up to a maximum of 75% of the purchase price or valuation, whichever is lower.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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