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1st time buyer. Urgent Advice Needed.
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"Therefore I've never been responsible for household bills etc and don't have any untility bills etc in my nam"
I assumed from that there wasn't rent paid.
It could be 25% of a 40k 1 bed flat as well
True. Not sure I'd have personally saved anything in that situation, though, never mind 25% of 'something' worth living in
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