We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
We're aware that dates on the Forum are not currently showing correctly. Please bear with us while we get this fixed, and see Site feedback for updates.

My First Spend Diary!

Morning! Have decided to bite the bullet and start a spend diary. I am gonna keep a note of everything I spend in it and after a week maybe someone would be kind enough to give me some feedback? Promise I'll be 100% honest!!
When I finish work I am also gonna post my SOA as I'm sure I can make some savings there!
Loan 7.2% APR- £3187.00
Barclaycard 27.5% APR - £967.00
C.card 4% APR - £2000

VERY SCARY STUFF!:eek: :eek:

Lightbulb Moment 14 MAY2007

Want to be debt free by my 30th Birthday on 26 June 2011

Comments

  • betti911
    betti911 Posts: 819 Forumite
    Debt-free and Proud!
    Welcome to the forum and well done for starting to post. Theres loads of really helpful people here to give you good advice.
    Jan 1st 07 Car loan £4830.46@12% Personal Loan £11,517@8% variable Overdraft £1500 July 2009Halifax-£0Debt free date 14th July 2009 :j
  • Ytaya
    Ytaya Posts: 326 Forumite
    :hello: hiya!

    There's plenty of people here who can keep you on the straight and narrow :) Good luck!
  • silkglade
    silkglade Posts: 559 Forumite
    Hi and welcome, that's great news that your clmibing onto the DFW wagon :j

    We will have a look when you post your SOA and see what we can come up with.

    Same with your spending diary. :beer:

    Good Luck and remember that getting in control of your debts is something to be proud of :T
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Hello! :hello:

    Will gladly have a look at your soa and spending diary. Welcome to Debt Free Wannabe by the way. :)
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • Mozette
    Mozette Posts: 2,247 Forumite
    Once you've been doing your spending diary, a lot will become clear! Like where your money goes, at least it did for me. It is a brilliant idea. Good luck with it.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 348.3K Banking & Borrowing
  • 252.1K Reduce Debt & Boost Income
  • 452.4K Spending & Discounts
  • 240.9K Work, Benefits & Business
  • 617.2K Mortgages, Homes & Bills
  • 175.7K Life & Family
  • 254.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.