Help with Everyday Loans

Desperate_to_be_debt_free

My son took out a loan with Everyday loand in September 2012. Unfortunately in November 2012 he lost his job and since then this company has been harassing us. As a result of this I have agreed to make the repayments on his loan as this company had my mobile number and wore me down. I an ill afford to repay this loan as I'm in debt myself but know that if I fail to make a monthly payment to this company they will be hassling me.

Can you advise please? My son is still out of work so there's no way he can restart the payments.

Vikipollard

Dont be pressured into making payments you cant afford. What happens if you end up unable to pay the debts of your own that you have?

It ISNT your loan ~ unless you acted as guarantor that is when he signed for it. If you request that they only contact your son in writing I believe they have to stop pestering you by phone. It is, after all, harrassment as you are NOT the debtor.

Please dont give them your card details. Your son finds himself in an unfortunate situation, but it is one for him to deal with. Get him to speak to Stepchange or National Debtline or CAB. Ultimately, although it's a noble thing to try to protect his credit file you could both end up in a far worse position.

If all else fails, change your mobile number!