We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Patched wanna get mortage free

Options
Hi everyone!
I`ve been a lurker for a while and decided it was time to step out of the shadows and become a member.
You all seem so Nice around here, so I was hoping Ì could stick around even though I`m not English:undecided So please excuse the bad grammar and the occational drunk posting...
I need a Place where I can gather my thoughts and get some inspiration to get mortage free.
As of today my mortage stands at about 135000GBP:eek:
Really does make my stomach knot just thinking about it *groan*
I`m 34 and live alone With my dog (who refuses to pay any rent) so I guess it`s all up to me:doh:
I`ve made a Pledge to myself this year to have a "buy nothing year". I will only buy what is completely necessary and not get bogged down in the latest DSLR`s, mobile Phones, watches etc. In other Words try to live a frugal life as possible.
Since July of 2012 this mindset has helped me get my mortage from 144000-135000GBP, so even though it drains the very essence of my soul, it sure does help get the mortage paid...
So, hopefully this thread and site will keep me on track and not stray of like I have a tendency to do:wall:
Thanks for reading and feel free to chime in:beer:

Comments

  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    thats 9k since last july, well done, if you keep that up it will be gone in jog pokery time

    looking forward to reading your journey

    el
  • Patched
    Patched Posts: 6 Forumite
    Sooo.... 2 years just fly by so fast doesen't it:whistle:
    To my defence i did say i had a tendency to stray off:D
    I see now that the 135000£ isn't correct by todays currency, it's closer to 104000£. I guess the NOK has taken quite a beating to the £. Luckily i've managed to stay on the righteous path and have been continuing my downpayments. As of today my mortage is down to approximately 60000£ and if all goes right it will be about
    50000£ at the end of the year.
    I've become very frugal over the last years and my wants for material things have gone from wanting just about every shiny thing i laid my eyes on to being very content with what i have. My life has turned towards being more minimalistic, and i've found that less stuff and clutter really helps for a peaceful mind.
    I have been plotting on different mortage calculators and if i can keep my job and my current wage i should be mortage free by 40:j
    It's gonna be tough, but im really motivated!
    Have any of you lost or gotten a decreased appetite for concumerism during your way towards getting mortage free?
    I feel it a bit weird since just a few years ago i would spend every last penny i had on stuff and now im quite content just browsing:huh:
  • Alchemilla
    Alchemilla Posts: 6,246 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    When will that dog get over himself?
    Welcome and good luck.
  • enjoyyourshoes
    enjoyyourshoes Posts: 1,093 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    Well done for losing the need for materialism and reducing mortgage !


    Better you have the £ rather than the banks


    So I assume your mortgage is held in Norway ? How does that work !?
    Debt is a symptom, solve the problem.
  • newgirly
    newgirly Posts: 9,317 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    That was a delayed update :rotfl: best of luck :D
    MFW 67 - Finally mortgage free! 💙😁
  • Patched
    Patched Posts: 6 Forumite
    The reason for it being in NOK is simply because im Norwegian:)
    I tried to the best of my abilities to convert it to £ using a currency calculator from my bank. I think i might just have googled it the first time, wich might explain the huge gap:eek:
    There's not many forums in Norway concering mortages and the likes, so I hope I could sort of mingle with you guys:o
  • Patched
    Patched Posts: 6 Forumite
    newgirly wrote: »
    That was a delayed update :rotfl: best of luck :D

    Yeah, a bit embarrasing but better late than never, right? :D
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.7K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.4K Spending & Discounts
  • 243.7K Work, Benefits & Business
  • 598.5K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 256.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.