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21.5.07 what small dfw thing will you do/have you done today?

hypno06
Posts: 32,296 Forumite

Hello lovely DFWers!!
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important:
Today I will:
- not increase my debt in any way
- do a couple of hours invigilating at school
- take my own coffee to kids karate tonight saving me the cost of expensive coffee
- make a meal plan for the week
- do a storecupboard dinner
Have a good day everyone x
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important:
Today I will:
- not increase my debt in any way
- do a couple of hours invigilating at school
- take my own coffee to kids karate tonight saving me the cost of expensive coffee
- make a meal plan for the week
- do a storecupboard dinner
Have a good day everyone x
Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
Life begins at the end of your comfort zone (Neale Donald Walsch)
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Comments
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I'll only spend £1.55 today - £1.20 on a 6in sub with drink (promo voucher) for lunch, and 35p for a newspaper0
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Good morning lovely Hyno!
Today I have / will:
* made lunches for myself and OH
* do washing and drying early in cheap time
xx0 -
Good morning guys,
Today I will/have
- check online banking
- do piggy comps and clicks
- packed lunch for all
- not increase my debt any further
Hope you all have a good day x0 -
Hi hypno, hi all. Today I will be:
- doing my clicks, in a more organised way.
- am online at the moment, doing my financial practice as I promised myself I would (its in a lull).
- phoning a landlord about room rental in London for work.
- finishing off the spec for my house renovation.
I'm sure (I hope!) there's more, but can't think of it now. Have a good day, everyone.2023: the year I get to buy a car0 -
Morning all..
Today I'll be.. making a list of all the things I think I need to buy when I get paid at the end of the week, then deciding which I really need.
..having leftovers from last night for lunch.
..writing cheques out for debt payments ready for posting on payday.
..doing Pigsback now you've all reminded meDebt@16.12.09 £10,362.38, now debt free as of 29.02.2012."I cannot make my days longer so I strive to make them better."0 -
Today I have taken in my lunch and am going to the gym tonight (prepaid so the more I go the more I think I'll save).Jan 1st 07 Car loan £4830.46@12% Personal Loan £11,517@8% variable Overdraft £1500 July 2009Halifax-£0Debt free date 14th July 2009 :j0
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Hello, I would like to join this thread if thats OK.
Today
- As Hypno - not increase my debt at all.
- Take shopping list and keep to it at Asda
- Make DS HM muffins for his breakfast
- Look into selling things on ebay.
As they say - babysteps.0 -
Today I will be....
Not spending any much unlike dh lol.
Doing a load of washing to put on the line
Going down the village to get some photocopies down for DH's best man speak on saturday.
Phoned the docs AGAIN chasing up my ofsted health form
Will do my piggy clicks
Will be doing more childminding prep if the kids let me!Total 'Failed Business' Debt £29,043
Que sera, sera.0 -
Morning all!
Today I have/will:
-Do my piggy clicks/comps
-Taken a packed lunch to work (ok as its Monday I sneaked 4 chocolate digestives in there)
-Hopefully having a NSD
-Caught up on the weekend threads and decided I needed a mini kick up the behind, so have made a DFW to do list for the week.
-Do my Quidco clicks (have been a bit lazy on this recently)Debt Free - done
Mortgage Free - done
Building up the pension pot0 -
Hope you don't mind me joining in..
-Tried to have a no-drive day as well as a no spend day, but ran a ridiculous errand for my colleague at lunchtime.
-Ate leftovers for lunch.
-Posted 2 eBay parcels.
-Am having beans on toast for tea.Overpay!0
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