We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
We're aware that dates on the Forum are not currently showing correctly. Please bear with us while we get this fixed, and see Site feedback for updates.

21.5.07 what small dfw thing will you do/have you done today?

Hello lovely DFWers!!

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:

Today I will:

- not increase my debt in any way
- do a couple of hours invigilating at school
- take my own coffee to kids karate tonight saving me the cost of expensive coffee
- make a meal plan for the week
- do a storecupboard dinner

Have a good day everyone x
Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
Life begins at the end of your comfort zone (Neale Donald Walsch)
«1

Comments

  • Jarlawuk
    Jarlawuk Posts: 555 Forumite
    I'll only spend £1.55 today - £1.20 on a 6in sub with drink (promo voucher) for lunch, and 35p for a newspaper :)
  • bobbadog
    bobbadog Posts: 1,606 Forumite
    Good morning lovely Hyno!

    Today I have / will:
    * made lunches for myself and OH
    * do washing and drying early in cheap time

    xx
  • GirlRacer_2
    GirlRacer_2 Posts: 3,026 Forumite
    Good morning guys,

    Today I will/have
    - check online banking
    - do piggy comps and clicks
    - packed lunch for all
    - not increase my debt any further

    Hope you all have a good day x
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi hypno, hi all. Today I will be:
    - doing my clicks, in a more organised way.
    - am online at the moment, doing my financial practice as I promised myself I would (its in a lull).
    - phoning a landlord about room rental in London for work.
    - finishing off the spec for my house renovation.

    I'm sure (I hope!) there's more, but can't think of it now. Have a good day, everyone.
    2023: the year I get to buy a car
  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    Morning all..

    Today I'll be.. making a list of all the things I think I need to buy when I get paid at the end of the week, then deciding which I really need.
    ..having leftovers from last night for lunch.
    ..writing cheques out for debt payments ready for posting on payday.
    ..doing Pigsback now you've all reminded me :)
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • betti911
    betti911 Posts: 819 Forumite
    Debt-free and Proud!
    Today I have taken in my lunch and am going to the gym tonight (prepaid so the more I go the more I think I'll save).
    Jan 1st 07 Car loan £4830.46@12% Personal Loan £11,517@8% variable Overdraft £1500 July 2009Halifax-£0Debt free date 14th July 2009 :j
  • Essex-girl_2
    Essex-girl_2 Posts: 3,503 Forumite
    Hello, I would like to join this thread if thats OK.

    Today
    - As Hypno - not increase my debt at all.
    - Take shopping list and keep to it at Asda
    - Make DS HM muffins for his breakfast
    - Look into selling things on ebay.

    As they say - babysteps.
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Today I will be....
    Not spending any much unlike dh lol.
    Doing a load of washing to put on the line
    Going down the village to get some photocopies down for DH's best man speak on saturday.
    Phoned the docs AGAIN chasing up my ofsted health form
    Will do my piggy clicks
    Will be doing more childminding prep if the kids let me!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Shineyhappy
    Shineyhappy Posts: 1,931 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Morning all!

    Today I have/will:
    -Do my piggy clicks/comps
    -Taken a packed lunch to work (ok as its Monday I sneaked 4 chocolate digestives in there)
    -Hopefully having a NSD
    -Caught up on the weekend threads and decided I needed a mini kick up the behind, so have made a DFW to do list for the week.
    -Do my Quidco clicks (have been a bit lazy on this recently)
    Debt Free - done
    Mortgage Free - done
    Building up the pension pot
  • poorbutrich
    poorbutrich Posts: 1,349 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hope you don't mind me joining in..
    -Tried to have a no-drive day as well as a no spend day, but ran a ridiculous errand for my colleague at lunchtime.
    -Ate leftovers for lunch.
    -Posted 2 eBay parcels.
    -Am having beans on toast for tea.
    Overpay!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 348.4K Banking & Borrowing
  • 252.1K Reduce Debt & Boost Income
  • 452.4K Spending & Discounts
  • 241K Work, Benefits & Business
  • 617.3K Mortgages, Homes & Bills
  • 175.7K Life & Family
  • 254.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.