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ill health pension entitlement

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I worked for royal mail for 17 years and was made redundent in 2000 my pension was frozen, now i was told i had leukemia IN 2001 and i have the type that is not curable and now due to ill health i can no longer work can i get A full pension from royal mail pension fund even thou i dont work for them IAM 51 YEARS OLD.

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  • dunstonh
    dunstonh Posts: 119,767 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    can i get A full pension from royal mail pension fund even thou i dont work for them IAM 51 YEARS OLD.

    Depends. Have you asked them?
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Ian_W
    Ian_W Posts: 3,778 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    Sorry to hear about your illness.

    The pension changed in 1987 but from what you've posted you'd have been a member of the A/B scheme that existed before the change. Without being certain there seems more than a reasonable chance that you may be able to get your pension paid early.

    Can I take my benefits early?
    If you leave the company, you can apply for your
    benefits before you reach 60 if:
    • you are ill to such an extent that the Trustee
    is satisfied that you would have been
    ill health retired had you still worked for the
    company. In this situation, ill health retired
    means retired because the company,
    or an associated employer, is satisfied that
    you are likely to be permanently unable to
    give regular and efficient service on the
    duties of your post because of physical or
    mental disablement.
    See ftp://ftp.royalmail.com/Downloads/public/ctf/rmg/Section_AB_Options_on_leaving_guide.pdf

    As dunstonh says you need to contact the scheme - contacts are at the end of the brochure posted above. Don't know if the PO Unions [if you were a member] do it but I know some unions/staff assns will offer former members advice and assistance if there is an issue which concerns things like pensions and other entitlements from the time you were a member.

    BoL - hope it does work out for you.
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