Mortgage options - current deal runs out jan 2014

curlyboy

Hello all

My house is currently up for sale 3 months no offers but loads of viewings. My Estate agaent has sold a lot of properties in my area but not mine I dont know why

its up for guide price £11000-£11500

now dropped the price £107,000 - £111,000

I owe £94,500 - rate of 5.89 till jan 2013 - £600 per month

my rate reverts to SVR of 3.99( halifax )

Drops to around £530 per months 23 years remaining

If I dont sell by July I will take it off the market, my mortgage is portal with a £2,500 exit fee before Jan next year

Will I get a better deal than 3.99 towards the end of the year?? or just stay on the SVR ?

currently it looks as if I can only get £105,000 for my house

around £10k equity currently
How do I go about find the best deal ?

thanks everyone

curlyboy

Hello all

My house is currently up for sale 3 months no offers but loads of viewings. My Estate agaent has sold a lot of properties in my area but not mine I dont know why

its up for guide price £11000-£11500

now dropped the price £107,000 - £111,000

I owe £94,500 - rate of 5.89 till jan 2013 - £600 per month

my rate reverts to SVR of 3.99( halifax )

Drops to around £530 per months 23 years remaining

If I dont sell by July I will take it off the market, my mortgage is portal with a £2,500 exit fee before Jan next year

Will I get a better deal than 3.99 towards the end of the year?? or just stay on the SVR ?

currently it looks as if I can only get £105,000 for my house

around £10k equity currently
How do I go about find the best deal ?

thanks everyone