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mortgages mis-sold

Hi . Just had a phone call about claiming miss-sold mortgages. Company website ; wwwmortgageauditcentre.com They say a new government scheme allows you to reclaim money back if you were not offered the best mortgage rates available.

Slight concern that there is an upfront fee of 150 pound returnable if they don't think you have a case.

Has any one else heard of this reclaim. They sometimes work along side weclaimugain, who I have claimed for me before..

Comments

  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    Do you really need an answer? Cmon
  • roonaldo
    roonaldo Posts: 3,420 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    there are no schemes that allow you to reclaim money. its baloney.
  • dunstonh
    dunstonh Posts: 121,389 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    They say a new government scheme allows you to reclaim money back if you were not offered the best mortgage rates available.

    No such scheme exists. It isn't logical that it would either as there is no adviser out there in the market that can offer every provider.
    Slight concern that there is an upfront fee of 150 pound returnable if they don't think you have a case.

    Sounds a bit like all the other schemes that wanted up front money but then went into administration before they had to start refunding it.
    Has any one else heard of this reclaim.

    Complete and utter BS.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • mrginge
    mrginge Posts: 4,843 Forumite
    Surely there can't be anyone left in this country that still believes **** like this?
  • dunstonh
    dunstonh Posts: 121,389 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    edited 5 May 2013 at 10:26AM
    mrginge wrote: »
    Surely there can't be anyone left in this country that still believes **** like this?

    Probably the same people who bought interest only mortgages didnt realise they were interest only.

    I am thinking about complaining about my milkman as he delivered some milk and I had to pay for it. Not only that, I didnt realise milk was milk.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • JuicyJesus
    JuicyJesus Posts: 3,832 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Another day, another person who thinks something said over the telephone by someone they've never heard of who wants money may be the gospel truth.
    urs sinserly,
    ~~joosy jeezus~~
  • magpiecottage
    magpiecottage Posts: 9,241 Forumite
    1,000 Posts Combo Breaker
    It is a trading style of You claim we gain (or similar name) which is based in Swansea -capital of the fraudulent claims industry.
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