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Mackenzie Hall

Hi all, I have a quick question regarding the lovely people at Mackenzie Hall. I'm about to send a letter to them letting them know that I am refusing to accept the debt they're chasing as its statute barred plus I was made bankrupt. Should I send copies of my bankruptcy documents along with this letter seeing as I've already told them about this or should I not bother? Also should I send the letter to their registered/head office in London or to Kilmarnock where the original letter came from?

Comments

  • fatbelly
    fatbelly Posts: 23,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    I'd say send to Kilmarnock.

    And the bankruptcy argument should cover it. If you just quote the date you were declared bankrupt, they can see that their debt pre-dates this and if they doubt you they can take it up with the Official Receiver.

    If you've already told them this then this is harassment and you should report to FOS and OFT.
  • Send it to both addresses. I wouldn't even bother to mention the fact that its statute barred, you being bankrupt should be suffice. Send them a copy of your bankruptcy order.

    JCG

    xx
    :smileyheaMarried on 20/07/2012! :smileyhea
    :DBought my new car 11/08/12:D
    :cool: Save £12k In 2013 Num 009! £5502/£5000 :cool:
    Save £12k in 2014 Num 22! £2131/£3000
    Emergency Fund £0
  • N.B

    Send it recorded ;)

    JCG

    xx
    :smileyheaMarried on 20/07/2012! :smileyhea
    :DBought my new car 11/08/12:D
    :cool: Save £12k In 2013 Num 009! £5502/£5000 :cool:
    Save £12k in 2014 Num 22! £2131/£3000
    Emergency Fund £0
  • Got there before me fb ;)

    JCG

    xx
    :smileyheaMarried on 20/07/2012! :smileyhea
    :DBought my new car 11/08/12:D
    :cool: Save £12k In 2013 Num 009! £5502/£5000 :cool:
    Save £12k in 2014 Num 22! £2131/£3000
    Emergency Fund £0
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