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Nationwide... a little advice if anyone has time.
GuyLondon84
Posts: 14 Forumite
Hi, have submitted my application and the only thing they have requested is my proof of deposit, which i have sent over to them.
wouldn't they need more info?? i already hold a mortgage with them, but surely i'll need to provide bank statements etc?
can anyone advise?
wouldn't they need more info?? i already hold a mortgage with them, but surely i'll need to provide bank statements etc?
can anyone advise?
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Comments
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They ask for what they need, as they need it.
If they need something else later, they will ask for it.
Requirements are different, depending on buyer type, credit score, income etc.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
My credit score is 968 and they have credit searched me already for the mortgage amount... had everything ready yet this is all they have asked for!0
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Lender's credit score, not the number Experian conjure up from about half the information the lender requests and analyses.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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968 suggests your Experian credit report is in healthy condition. As kingstreet says, the scores lenders use do assess a wider selection of data and look at it from different angles: identity, track record, affordability etc. But knowing your credit report is in great shape should give you confidence as this is certainly an important part of the picture. Good luck.
James Jones“Official Company Representative
I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen0
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