20.5.07 what small dfw thing will you do/have you done today?

hypno06

Hello lovely DFWers!!

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:

Today I will:

- not increase my debt in any way
- spend as little as possible while the children are ski racing
- finish loading my mystery shops online
- do some housework when I get home this evening (scary)
- put on a matched bet or two
- update my snowball calculator for the latest wave of repayments
- be positive

Have a good day everyone, and I hope the weather holds for you all x

scaredy_cat_2

not much going on here today

will not increase my debt
going to get fruit and veg from lidl - have food budget for this
and will take dds out today somewhere free and where parking is free!! either park or beach (but cold so dress up warm!!)

have a good day everyone

pania

going to be in car most of day today so not much chance to spend other than fuel! but this eveing will put amazon bits on, and set myself a reward of a cup of tea or biscuit for every ten i do.

Not much going on there just a lazy sunday!
Have a good now!

Karmacat

Hi hypno, hi all. Hypno, I love the bit you've started to put on, about "not increasing your debt in any way" - I think its really important, there's been quite a bit on recently about burnout .... it just emphasizes what we need to remember, like the whole of this thread.

Today. Today I'll be:
- not increasing my debt in any way:money: .
- going to a free exhibition, and walking there and back:p .
- doing a bit of gardening - (more) free exercise:rotfl: , plus its good input into the house:D .
- working on the building quote I'll be giving to builders, on studying matched betting and a bit of financial study online:eek: .
- my version of a storecupboard meal, have soaked beans overnight and will pop them in the slow cooker soon:A .
- have done some surveys this morning:A .
- will try to update mse sig today - nearly done it:rolleyes: .

Don't quite know why I decided to have fun with the smilies today, but all harmless fun is good, right? So there you go......... :rotfl:

crawley_girl

Morning folks

Today I:
* will get the bus into town and back today(no taxis!)
* will buy a bus pass for the week coming
* have got a bit of shopping to do, but will use credit card to get extra cc points, then clear it from my savings account when I get back in
* am meeting a friend in town and will use my bella pasta voucher - woo hoo!
* will check online banking to see where I'm at
* maybe get some washing on the line cos it is a goegeous day!

:heartpuls CG :heartpuls

immoral_angeluk

Going to do our food shop to last the rest of the month on a budget of £40 :eek:
Doing some washing to go out on the line if the rain holds off for a change!
Going to buy some baby rice in a desperate attempt to get our 4 month old to sleep!!

GirlRacer_2

Good morning all, today I have/will

- done some washing and drying it outside instead of tumbler
- make some bread
- check online banking to make sure enough money there for DD's this week
- not increase my debt any further

Hope you all have a good day x

pink_fairy_7

Morning all

Today I have

- Done 60 minutes of paid clicks so far another 15 mins to go
- Done 2 loads of washing with one tablet and vinegar
- Hung washing on the line
- Done pigsback comps
- Took bolanaise (sp) from freezer for dinner tonight
- Put all loose change in MFW piggy

Have a good day

pf x

ani*fan

Morning everyone

Today I will...

Not increase my debts at all (I really like this one too, it's like a positive affirmation!)

Attempt my weekly food shop on £10

Check my bank account and credit card account online to make sure everything's as it should be

Start sorting my budget for next month

Do something free and fun like cycling or skating

Congratulate myself for nearly being at the end of month 2 in my plan to become debt free

kittynortheast

Hello
I'm desparately trying to cut down mega next month soooo I've just done a monthly shop online to see if I can save a bit by cutting down on my shopping bills. we shall see if I don't go near any shops in June I won't spend any money (that's the theory anyway) ooh and I've just earned 1000 tesco points by doing so! I'm new, must do a signature - currently sorting out to start on the road to debt free.

SarahNeedle1872

Today I will

* Not increase my debt any further

* Start as I mean to go on with my 'clicks routine' and sign up for ALL the cash back sites

* Set up a budget spreadsheet to use on a daily basis

* Do meal planner for the week (storecupboard challenge this week) and check shopping list on mysupermarket (must be less than £30 this week )

Sarah x