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Applying for a new mortgage

Hi, about a year and a half ago i moved out of the house that i brought with my ex wife and moved back home and have decided that i want to move out now into my own place. My name is still on the old mortgage which she pays. But i want to apply for a new mortgage will this effect me? She is in the process or remortgaging so i should be off it soon. Should i wait or should i start looking around?

Thanks Shaun

Comments

  • ACG
    ACG Posts: 24,896 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Unless your income is enough to support the 2 mortgages, i would wait otherwise you will find it very difficult to do.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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