Do you have to apply for your state-pension or does it come automatic

oliveoil99

xylophone wrote: »

Just a thought - is this lady not entitled to a state pension in her own right?
http://www.thisismoney.co.uk/money/pensions/article-2025686/Pensions-plight-forgotten-fiftysomething-married-women.html

Yes she has had a family and worked for many years but believed she couldn't get it until she was 65 so has not applied. I thought you got a claim pack 3 or 4 months before your pension was due.

JohnB47

oliveoil99 wrote: »

Yes she has had a family and worked for many years but believed she couldn't get it until she was 65 so has not applied. I thought you got a claim pack 3 or 4 months before your pension was due.

Quote from this site:

https://www.gov.uk/state-pension/how-to-claim

"How to claim

You won’t get your State Pension automatically - you have to claim it. You should get a letter 4 months before you reach State Pension age, telling you what to do.

If you haven’t got a letter 3 months before your State Pension age, phone the claim line. They’ll discuss with you what you need to do."

xylophone

Yes she has had a family and worked for many years but believed she couldn't get it until she was 65

Did she perhaps pay the "married woman's stamp" and so can only claim on her husband's contributions?

She needs to get a State Pension Statement to check on her position. https://www.gov.uk/state-pension-statement

oliveoil99

xylophone wrote: »

Did she perhaps pay the "married woman's stamp" and so can only claim on her husband's contributions?

She needs to get a State Pension Statement to check on her position. https://www.gov.uk/state-pension-statement

That's something I don't know but wouldn't you still get home responsibility contributions. I have a full record had a forecast last year so will expect my letter Mar/Apr 2014.

xylophone

That's something I don't know but wouldn't you still get home responsibility contributions

http://www.thisismoney.co.uk/money/pensions/article-1616017/Womens-pensions-Home-Responsibilities-Protection.html

She really needs to check on her personal position.