We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Want to become a Forum Ambassador? Visit the Community Noticeboard for details on how to apply

Waiting in anticipation......

....... for news on mortgage/HTB application.

HTB application went off to local agents on Thursday/Friday so I'm hoping to hear back by the end of next week, my broker has completed halifax full application but has not pushed the button on it yet pending outcome of HTB application. AIP achieved at the level needed.

However I'm working myself into a right spin worrying about the full application to Halifax due to some late payments on my credit file from 08/09. Could this be an automatic decline when it gets to that stage?? I bank with Halifax so I'm assuming they have a clue about my financial goings on.....don't use o/d......save each month etc....

Could anyone put my mind at rest? I appreciate it's a bit of a 'how long is a piece of string' question :(

Thank you!

Comments

This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.9K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 246.9K Work, Benefits & Business
  • 603.5K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.