Starting a new job

AP007

iammumtoone wrote: »

Childcare yes of course I didn't think of that cost, mainly as the childcare I would use also bill monthly so would not expect payment until I got paid. But of course it will not be like that for everybody.

£100 though for a single person with no kids wouldn't even get you half way to work for a month in London so the grants were useless anyway.

iammumtoone

AP007 wrote: »

£100 though for a single person with no kids wouldn't even get you half way to work for a month in London so the grants were useless anyway.

Another valid point. The benefits system does seem to be loaded against those living in London. The cap on the amount your are able to receive will not effect anyone around where I live as the cost of housing is low, however I can image those in London it will have a huge effect on. Is it true that companies pay those working in their London offices higher than they do in other areas due to the higher living costs.

iammumtoone

OP Will you be eligible for any working tax credits with your new job, these might be paid earlier in the month. This is something I will be checking with my adviser when I next see them.

saterkey

Twice when I have started a new job I wait until I have had my first pay packet and then let them know about the change in circumstance, they just want to know the date you started your job which you let them know and they will adjust any future benefits to you to account for anyoverpayment. Don't leave it any longer obviously but they seem fine with that, but I only get child tax credits and working tax credits, im eligible for more but haven't gone down that route yet as we are managing im pleased to say.
good luck with your new job

AP007

iammumtoone wrote: »

Another valid point. The benefits system does seem to be loaded against those living in London. The cap on the amount your are able to receive will not effect anyone around where I live as the cost of housing is low, however I can image those in London it will have a huge effect on. Is it true that companies pay those working in their London offices higher than they do in other areas due to the higher living costs.

London jobs are not really that high paying

gibson123

A practical thing you can do is ask to start work mid-month, there is usually some negotiation around start date, that way you only have two weeks to wait until you get a half pay, which you can make stretch to cover until you get a full wage. After JSA this is usually relatively easy.

iammumtoone

gibson123 wrote: »

A practical thing you can do is ask to start work mid-month, there is usually some negotiation around start date, that way you only have two weeks to wait until you get a half pay, which you can make stretch to cover until you get a full wage. After JSA this is usually relatively easy.

Good suggestion thanks I will remember that

Skull83

Thank for all your advice, I actually live in the South Lanarkshire area but didn't want to give to much info away.

To the person who was talking about office clothes, my job centre will provide me with a grant to get clothes, so am sorted there.

But seriously I've went out my way to find work, instead of just claiming benefits. Why won't they help, am I just to keep my mouth shut and lie for a month so I can live??? Am an honest and law abding citizen but I feel am still being screwed over.

Thank you again

supertomsk

The civil service offer salary advances when you start.

kloana

You can negotiate with your various bills and, if appropriate, creditors.

Start with your landlord and the council, and work your way downwards to the 'least' important bills. When the time comes, forewarn them all that there may be a period of non-payment, but that you'll make an arrangement to pay on a specified date in the near future. I wouldn't tip your landlord off too early, in case they get spooked.

Anything that you pay for on a prepay basis - utility, phone, etc. - start building up extra credit wherever you can. Stock up on extra non-perishable food and drink when you do your grocery shopping.

So long as it's not 1) up for review, or 2) you have had a change of circumstances in your C&M needs, your DLA won't stop, so you'll still have that portion of your usual income to play with.

Travel costs can be difficult to meet during this period - maybe stack up a few extra spare quid as and when you can now?

Alternatively, there's always the possibility of borrowing - subject to the usual disclaimers about debts and such. Avoid payday loans and the likes.