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Ex wrecked credit score

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  • meer53
    meer53 Posts: 10,217 Forumite
    Tenth Anniversary 10,000 Posts Combo Breaker
    Any notice of disassociation would only apply to future credit applications, it won't apply to historic agreements.
  • debtcutter
    debtcutter Posts: 228 Forumite
    When was the last time you spoke with her?

    Are you able to get in contact to try and talk some sense in to her?

    Did the lender not even try and contact you/take payment from you when she wasn't paying?
    From £8,800 to £2,200 in 2 years.

    Nearly there, just the 0% credit card to go!
  • debtcutter wrote: »
    When was the last time you spoke with her?

    Are you able to get in contact to try and talk some sense in to her?

    Did the lender not even try and contact you/take payment from you when she wasn't paying?

    She recently claimed her phone isn't working. I will find out this week the extent of the damage when I speak to debt company. Because it was "her" loan it was agreed that the account's address was her new one, hence why I received no correspondence.
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