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Should I get credit with Very for 20% discount...?

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I have recently moved house and am about to make a few purchases of which I have the savings for...

I received a flyer through the post for Very which has a 20% discount code if I take out their finance, is it worth me taking out the finance (which is 40%!!) but paying it off after I receive the goods, is that possible? And are there any drawbacks, not too fussed about the credit check...
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