Advise please

evertonian1878_2

Hi, can anyone give me some advise from a data protection angle. My brother has recently split up with his partner, who is trying to force him to sell their house. He recently applied to the halifax for a mortgage in his own name, but they rejected him and sent a letter to his ex partner saying they rejected his application, who is now using this knowledge to force him to selling up.

does anyone know the rules over halifax giving details like that to her.

thanks

Thrugelmir

Seeking compensation? No chance.

The ex is within their rights to be removed from the mortgage. Forcing the sale merely brings matters to a head. So best to spend time of seeing if obtaining a mortgage is achievable.

kingstreet

Please clarify.

He applied for a mortgage in his sole name, or he applied for a transfer of equity for the current mortgage to be in his sole name?

If the former, they are in the wrong. If the latter, they have to provide any/all information to either of the joint account holders.

It may have been more sensible for him to approach a new lender for a remortgage, circumstances and loan to value permitting, then he could have repaid the joint mortgage and done the transfer of equity at the same time to remove the -ex.

evertonian1878_2

Hi thanks, the way he told me was that he applied for a new mortgage, but he has now said yes it was with the same bank who current mortgage is with, so that would explain why she got the letter.

thanks for advise.