Dream job but so much risk

SpendyMcSpenderton

I'm having a real head and heart dilemma at the moment. I have a good job at a company I really like with a team ideally like. The company is going places and I can earn good money. Yesterday I saw something on LinkedIn which is basically my dream job. I for the bill perfectly and gave them a call. It's a local mag I read and like and the kind of place I've always wanted to work. Potentially I can earn a lot of money there with my skills but as its new and it's only just getting going the pay is very low (£7 ph + commission) and would literally covent outgoings. Its as a self employed as well so no sick leave no hol and if me and my husband decided to start a family I'd be out of luck. Logically it's a no brained but my heart keeps coming back o it I got offered the job then and there. They had seen lots of people. It my skills and local knowledge are unrivalled in the area.


I am do torn. It's a real into the unknown but I could set my own agenda and potentially earn like I do here. But if I go and it flops then I am walking out of a great a job. I've looked at cutting back but it's still soooo tight.

Spoken to friends family and hubby and getting conflicting advice. Any input or real life advice would be really appreciated

SpendyMcSpenderton

On my phone so please excuse spelling!

Claree__x

I would apply for the job anyway and that'll give you more time to think about it or (hopefully not)the oportunity won't be there to think about).

If you can live on the basic - I'd be inclined to go for it. You regret more the things that you don't do. If it doesn't work out there are other jobs out there, and try not to burn your bridges with your current employer!

SpendyMcSpenderton

That's the thing. They've offered me the job but in terms of the basic it's literally pennies. Nothingfor entertainment driving etc. all of that would have to be from my commission. So tricky. And I I leave my current place I'll never ever get back in. I had to go through so much to get the job I'd feel I'd be foolish to eff off as soon as I got wind of this

Acc72

SpendyMcSpenderton wrote: »

They've offered me the job

I though that you only saw the job advertised yesterday ?

Have they offered you a job without an interview or even meeting with you ?

My initial advice would be to apply, have an interview, get a feel for the company, learn more about the company and then have this worry if and when they actually offer you the job.

If they have offered you the job already then this would set alarm bells ringing, particularly as the "job" is self employed and can end at any time - would I leave a secure job where I was happy for that ? - no, but it is up to you at the end of the day.

McKneff

Apart from anything else, its okay them telling you its self employed status, its isn't up to them to say who is self employed and who isn't.

Its the HMRC who decides, ring them and ask for the criteria for self employment. Be very, very careful.

And having read post 5, big alarm bells would be ringing.

PasturesNew

You should at least apply and see what it's about. However, for being self-employed you'd not qualify for that label (HMRC decide if you are self-employed by a set of criteria) so they might be expecting an already-established freelancer who has a few other clients on their books.

Apply, just to find out more about what they are really after .... and maybe you'll discover it's not such a great job after all.

Fluff15

I would personally apply and see how things go from there - get to know the company better, and look at it from another perspective, not as just a fan of their work.

If they love you, but you really can't bare the budget squeeze, perhaps offer your services on an ad-hoc freelance basis? To convince them, perhaps do a piece that fits in with the style of their magazine. You can be both employed at your current job, and also self employed. Best of both worlds!

SpendyMcSpenderton

Thanks guys. Some fab and sound advice there. I have actually had an interview. It was 2 hours long last night and I really liked it and te feel. I know the brand as well so it's not unknown. The pay wasn't great but I declined and now thevy offered to stretch it to cover my outgoings. Anything else is commission which is pretty straightforward. They are a registered company but everybody works for them as a self employed person. I have a proven track record and I'm constantly being headhunted. Not sure what to do still though. The self employed thing niggles me as I have no idea what is need to save for tax etc

McKneff

At least 25% of income, don't forget NI x 2.

And yet more advice from another poster about HMRC being the one who says you are self employed or not. Ring them to clarify.