Portman Vs Standard Life

rammster

Has anybody gone with :

1.Portman's building society. I got a quote for 95% int only mortgage at 3 yr fixed at 5.55% , with arrangement fee of 600 pounds and homebuyers for 450 pounds. Early repayment charge in first 3 years is 7k though!
Is this a quick moving company or slow as an elephant/HSBC

2. Standard Life are doing a 3 year fixed interest only at 95% , at 5.89% with 300 pounds arrangement fee, valuation at 185 pounds , Early repayment charge at 3 years is 6k though.

I would want to go for the one which is faster moving.

Should I go for both as one may backout (AKA Murphy's Law)

The variables are:
mortgage of 175k, salary of 55k per annum, doctor - nhs employed, freehold end of terrace property, want 25 yr term, with 3 year fixed interest only, will put in 5% deposit.

herbiesjp

Are these the only two options available to you? HAve you done your own research or gone via an adviser?

I've used Standard Life recently and they have been very quick indeed - this is down to their on line broker system and the fact all correct paperwork was sent in from day 1

rammster

the research is via an IFA - standard life, and London & Country-Portman's.

has anyone had any experience with portmans