Bankrupt and desperate

seo123_2

Hi peeps im a newbie and thought this would be the best place to look for help. Ive been reading through the threads and im not ashamed to say it but im lost and i dont understand whats going to happen.

I will tell you a little of my story but try not to go on to much!

After a serious illness in 2007 i had no choice other than to declare myself bankrupt (August 07) due to a long term illness, bad debts and being a single parent. I was discharged around 9 months later.

I reguarly check my experian credit report and have my 5 creditors showing as DEFAULT - SATISFIED.

Ok this is where i get lost - The dates from the last default payments to these companies are as follows-:
23/04/07 - UPDATED 13/04/08
01/05/07 - UPDATED 06/11/11
16/05/07 - UPDATED 28/06/12
02/08/07 - UPDATED 15/02/09
23/08/07 - UPDATED 25/04/09

Will these automatically be removed on the origional default dates or on the updated dates?

Also do i have to contact anyone to have them removed? or will they automatically dissapear? As one of the companies on my credit file has been dissolved?

I have my life back and my health back and have a second chance. Just completely lost as to how this nightmare eventually ends.

Thanks for all your help in advance.

fermi

They will be removed 6 years from the original default date.

You don't have to do anything to have them removed. It happens automatically. Even for the dissolved creditor.

fiveyearplan

SEO123, congratulations for regaining your health. Looks like those defaults will have started dropping off your credit file as of yesterday and will be completely gone by end of August then you can put that behind you as well.