childrens debts

yraunaj

Does anyone know were i can find out how much debt my children are in they live at our address and my husband and i have been refused credit we think they have some bad debts but wont say think the credit agencies only give personal reports i need one that covers all at our address

mrsspendalot

when i lived at home I got my credit report and it gave details of my parents creditors as well as my own, so I guess it might work the other way as well?

CLAPTON

you need to get copies of your own credit files.
If there are references to your off spring on your credit file you can get them removed (assuming you dont have any financial links to them i.e. joint loans or bank accounts).

You can't get details of your offspring without their permission.

These days each person is treated as an entity unless you are financially linked to someone else.

Sharing an address no longer counts as being linked and you should not be affected by poor credit ratings of your children.
But get copies of all three of your credit files and see what they say.