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Deal ending soon, renew by phone or branch?

Hello guys...
A mortgage deal ending 10th June with Nationwide.
What is the best way to discuss a new deal?
Calling bank mortgage number? Or take an appointment at thier local branch?

What is the best choice?

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Options are available online.

    A new deal can be reserved once you are within 3 months which you are.

    Cheap what rate you default onto when your current fixed term expires. As makes a difference.
  • dimbo61
    dimbo61 Posts: 13,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Do you go on to the BMR ( 2% above the BOE base rate ie 2.5%) or SVR which is 3.99%
    Depending on your LTV you may well be better off doing nothing !!! and just go onto the follow on rate
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