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My Lb Moment Anniversary!!!
jet77
Posts: 1,586 Forumite
I would just like to take this moment to wish myself a....
1 year on and, despite lots of set backs and unexpected financial disasters (as well as the slip ups along the way:o ) - I have still managed to pay off 1665.13.
I know this may not seem a lot to many who have mananged so much more but if it hadn't been for discovering this site and all you fab people I would be much further in debt than I am now and paying stupid interest rates on the lot:eek:
I update my diary thread on here every Fri and it really helps to keep me focused. When I think things are going wrong I update my sig and realise that things aren't as bad after all and because of this sight I am (slowly) getting there. It gives me a bit of a sense of pride too coz I know that I'm in control now and am sorting things out!!:money:
Does anyone else celebrate their LB MOMENT Anniversary?:D
I also want to add a huge
THANK YOU
to Martin - where would we be without you
HAPPY LB MOMENT ANNIVERSARY!!!!!
1 year on and, despite lots of set backs and unexpected financial disasters (as well as the slip ups along the way:o ) - I have still managed to pay off 1665.13.
I know this may not seem a lot to many who have mananged so much more but if it hadn't been for discovering this site and all you fab people I would be much further in debt than I am now and paying stupid interest rates on the lot:eek:
I update my diary thread on here every Fri and it really helps to keep me focused. When I think things are going wrong I update my sig and realise that things aren't as bad after all and because of this sight I am (slowly) getting there. It gives me a bit of a sense of pride too coz I know that I'm in control now and am sorting things out!!:money:
Does anyone else celebrate their LB MOMENT Anniversary?:D
I also want to add a huge
THANK YOU
to Martin - where would we be without you
JUST DO IT ONE BRICK AT A TIME
PROUD TO BE DEALING WITH MY DEBTS
Weekly Budget: groceries£50/petrol£50/Unnecesary£15
DEBT PAID = 58% (£4,212/£8216):T
0
Comments
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Well done!!!
BTW St Martin on Radio 2 NOW!!!!!!!!!!!!!!!Debt 17 12 06 - £7700.:eek: 1st Feb 07 £6903, getting there
1st March 07 £6666 (yikes!) 1st April 07 £6329 17.8% 1st May £6085.48 21%, 1st June £5522.13 28.3%, 1st July £5194.46, 32.54%, 1st Aug £4700, 39%, 1st Sept £4411, 42.7% :j :j:j
Dreaming of Another Country Club Number 12!!!!!0 -
Congrats!
Well done for keeping at it.Current debt - £16,300
Debt at worst 17/03/2011 - £18,067.62:eek::eek::ANot going anywhere else, ever again :A0 -
The amount you have cleared may not be a lot to many, but it is a very important amount to you, as you have said.
My anni isn't til next Jan, but I just wanted to say well done and:beer: HAPPY ANNIVERSARY!!!:beer:'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
Happy anniversary!
:T well done you :T
I cant wait till this time next year to see how I am doing with my debtsDebt Free - done
Mortgage Free - done
Building up the pension pot0 -
HAPPY ANNIVERSARY!
Just think, if you hadn't have had the LBM, you'd probably have added to the debt rather than paying it off!
I can't wait for my anniversary (few months to go yet :rolleyes:) so I can sit and take stock of everything I've achieved in the year.
So tell us... what's the most important money thing you've learned this year?Total Debt 13th Sept 2006 (exc student loan): £6240.06 :eek:
O/D 1 [strike]£1250 [/strike]O/D 2 [strike]£100[/strike] Next a/c [strike]£313.55[/strike]@ 26.49% Mum [strike]£130[/strike] HSBC [strike]£4446.51[/strike]@15.75%[STRIKE]M&S £580.15@ 4.9%[/STRIKE]
Total Debt 30th April 2008: £0 100% paid off!
PROUD TO [STRIKE]BE DEALING [/STRIKE] HAVE DEALT WITH MY DEBT0 -
I would just like to take this moment to wish myself a....HAPPY LB MOMENT ANNIVERSARY!!!!!
1 year on and, despite lots of set backs and unexpected financial disasters (as well as the slip ups along the way:o ) - I have still managed to pay off 1665.13.
I know this may not seem a lot to many who have mananged so much more but if it hadn't been for discovering this site and all you fab people I would be much further in debt than I am now and paying stupid interest rates on the lot:eek:
I update my diary thread on here every Fri and it really helps to keep me focused. When I think things are going wrong I update my sig and realise that things aren't as bad after all and because of this sight I am (slowly) getting there. It gives me a bit of a sense of pride too coz I know that I'm in control now and am sorting things out!!:money:
Does anyone else celebrate their LB MOMENT Anniversary?:D
I also want to add a huge
THANK YOU
to Martin - where would we be without you
Well done Jet and remember its not the size that matters its all relative. How much of your debt have paid off in percentage terms? Ive paid off over 10K but it is only 21% of my debt.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Well done Jet and as Storm says at least the total's going down, think what it might be now if you hadn't had the LBM. I hope you manage your DFD by the end of the year - what a celebration that would be!Mortgage OP 2026 £640/2000Mortgage balance: £32,222
Make £50 a month Jan £20, Feb £0, March £31, Apr
Boiler fund £1981/30000 -
Thank you all for your messages :beer:
I am definitely hoping to be debt free by the end of the year but the bulk will be from a compensation claim for a scar on my leg.
I think that the main thing I've learnt is to try and keep every thing at 0% and budget!!! (Thx CAFCGirl :T)JUST DO IT ONE BRICK AT A TIMEPROUD TO BE DEALING WITH MY DEBTSWeekly Budget: groceries£50/petrol£50/Unnecesary£15DEBT PAID = 58% (£4,212/£8216):T0 -
Well done Jet and remember its not the size that matters its all relative. How much of your debt have paid off in percentage terms? Ive paid off over 10K but it is only 21% of my debt.
If I've worked it out correctly I think I've paid off 30.39%:j :jJUST DO IT ONE BRICK AT A TIMEPROUD TO BE DEALING WITH MY DEBTSWeekly Budget: groceries£50/petrol£50/Unnecesary£15DEBT PAID = 58% (£4,212/£8216):T0 -
HAPPY ANNIVERSARY!
Just think, if you hadn't have had the LBM, you'd probably have added to the debt rather than paying it off!
My debt would have increased by 1.5k at least just in 2007 plus it would have all been at 17.9% :eek: :eek:JUST DO IT ONE BRICK AT A TIMEPROUD TO BE DEALING WITH MY DEBTSWeekly Budget: groceries£50/petrol£50/Unnecesary£15DEBT PAID = 58% (£4,212/£8216):T0
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