Medical Loan

Gunstar

Hi Folks,

One of my friends is looking at getting a loan for some surgery, it's cosmetic but not for vanities sake!

Anyway she is looking at getting a loan for this and seems to think a medical loan company would be the best bet, I think a bank loan would be better.

Any advice or input would be greatly appreciated!

[Deleted User]

She needs to consider how much she needs, what her income is, what her credit rating is like and who is most likely to lend to her at a favourable rate.

Having said that, a lot of providers of cosmetic surgery appear to offer decent finance deals, but presumably because the procedures are fairly over priced in the first place.

gb12345

Gunstar wrote: »

One of my friends is looking at getting a loan for some surgery, it's cosmetic but not for vanities sake!

Sorry, but I've got to ask - it's not leg stretching is it?

bargainbetty

If it is cosmetic, but not for vanity's sake, then she may be able to obtain the surgery via the NHS. If she has a disfigurement that severely affects her well being, she may be eligible. Tell her to talk to her GP.

Gunstar

gb12345 wrote: »

Sorry, but I've got to ask - it's not leg stretching is it?

haha how did you guess!

Gunstar

bargainbetty wrote: »

If it is cosmetic, but not for vanity's sake, then she may be able to obtain the surgery via the NHS. If she has a disfigurement that severely affects her well being, she may be eligible. Tell her to talk to her GP.

Been through GP and referred to the hospital, NHS said no.

Worse part is it was their surgery in the first place that now requires here to seek further surgery, go figure!

dealer_wins

Not knowing the circumstances its hard to advise, but it seems a bit of a waste to spend money on something that the NHS dont seem to think is important enough to treat.

Dogger69

Gunstar wrote: »

Been through GP and referred to the hospital, NHS said no.

Worse part is it was their surgery in the first place that now requires here to seek further surgery, go figure!

Can you elaborate on this (if you want to) - was the hospital negligent in some way?

arbroath_lass

Dogger69 wrote: »

Can you elaborate on this (if you want to) - was the hospital negligent in some way?

Weight loss surgery? Excess skin is often a problem afterwards.

Gunstar

dealer_wins wrote: »

Not knowing the circumstances its hard to advise, but it seems a bit of a waste to spend money on something that the NHS dont seem to think is important enough to treat.

Not they don't think are important, they said it needs doing but won't pay.