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Woolwich

Hi, can anyone tell me which reference agency the woolwich use for their mortgage decision?
I know Halifax use experian, just so I know if I need to purchase an equifax report
Thanks

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    CRA's update their records from other agencies and the court registry when a check is requested.
  • 74hotspur
    74hotspur Posts: 35 Forumite
    I wish that they did and then all would be the same!! Call credit is well out of date with some accounts, are you sure that is correct?
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Agencies update when a paid for enquiry is made, i.e. a business checking you.

    Majority of lenders use Experian in some form, as members of the CML use the NationalHunter database.
  • *mudangel*
    *mudangel* Posts: 119 Forumite
    We're applying for a Woolwich mortgage and only Noddle (Call Credit) has registered a search.

    That was back in February when we got the DIP.
    Just bought a new house with the help of this site! :D
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