Creation Finance ??

Laylasmummy

Hi

Just wondering what peoples thought are on creation finance, have not heard much about them. Are they more middle market ?

And is the acceptance criteria slightly easier than banks etc

Any info anyone has on creation much appreciated

DCFC79

Laylasmummy wrote: »

Hi

Just wondering what peoples thought are on creation finance, have not heard much about them. Are they more middle market ?

And is the acceptance criteria slightly easier than banks etc

Any info anyone has on creation much appreciated

Depends what the relationship with the bank is like, then it depends what rate they would offer on what amount.

debtfreeby2013

Laylasmummy wrote: »

Hi

Just wondering what peoples thought are on creation finance, have not heard much about them. Are they more middle market ?

And is the acceptance criteria slightly easier than banks etc

Any info anyone has on creation much appreciated

Think it depends in what format you use them. I had a store card that paid back at 28% apr that was managed by creation but then I also had a photo shoot thingy that provided finance from creation that was 0% interest so I think it depends whether you use them through another company and what the deal is with that company (presumably with the photo people, their commission gets paid out of my money instead of an apr %).

Laylasmummy

Was looking at their personal loans I should have said that ! so I take it theyre very much just like any other lender

gb12345

Laylasmummy wrote: »

Was looking at their personal loans I should have said that ! so I take it theyre very much just like any other lender

Any lender that charges high APRs.

I assume by the fact that you're considering a lender whose headline APR is 15.9%, you've already been rejected by lenders with more reasonable APRs.