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Mortgage implications of CIFAS protective registration?
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Thanks. I'm aware that's what CIFAS say, but I guess it would come as a surprise if they said anything different: given that mortgage lenders don't publish their risk criteria, nothing prevents CIFAS from saying that, and it is in their interest to say it.
I would guess that CIFAS does not make much difference to one's chances of getting a mortgage. At the same time, I expect they have absolutely no scruples about using all statistical data at their disposal, even when it goes against the best interest of the general public.
I don't have any reason to think there even is a correlation that lenders could use, but it wouldn't surprise me if there were one.
Redonion,
What did you do? How did it go?
I'm in the exact same situation.0
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