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Joint loan application disclosure

Paint_and_Perfume
Posts: 1 Newbie
in Loans
Hello, I have a joint loan of £12K lined to my Northern Rock Mortgage. I'm after some advice of what I put on future credit applications- do I disclose I have a £12,000 loan, or put down £6,000 as I'm liable for half of it, or would credit agencies see it as part of the mortgage?
Thanks in advance.
Thanks in advance.
0
Comments
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you are liable for 12k; you are not liable for half.0
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Are we to take it that paint has split from perfume and wants to dump half the debt?Space available for rent0
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