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Council "Enforced" Loan/Charge on property for housing repairs. Advice?

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  • CANDYTROOPER1922
    CANDYTROOPER1922 Posts: 58 Forumite
    edited 19 April 2013 at 6:46PM
    Yes maybe this is in the wrong category but I have got some relevant info from the posts on this thread. I looked on the Exeter City Council link provided above and it does quote several laws/acts but I am not sure what one it falls under as some seem pretty similar.

    I will have to get back to you in regards to the benefits. The application 5+ years ago was declined as the work wasn't in need of repair supposedly at that time.

    I suppose if it is true what someone above mentioned you are given notice to make the repairs yourself otherwise the council will do it. It just depends on what interest rates they will charge as it might be worth while us getting a loan if they are going to charge stupid rates. But at the moment the correspondence doesn't state that we will be given a chance to arrange the work ourself. Maybe this will be explained alongside the list of hazards and at the possible meeting.
  • 27col wrote: »
    I cannot think of any good reason why rate payers should have to foot the bill for the repair of a private dwelling. Putting a charge on the house seems eminently fair to me.

    Why not go ask the labour party? After all they introduced them!
  • gb12345
    gb12345 Posts: 3,055 Forumite
    samhor wrote: »
    But at the moment the correspondence doesn't state that we will be given a chance to arrange the work ourself. Maybe this will be explained alongside the list of hazards and at the possible meeting.

    Seems a strange way of going about it.

    I would have though that first you would get an enforcement notice and then if your mother couldn't afford to have the work done they would go down the charge/"loan" route.
  • 27col
    27col Posts: 6,554 Forumite
    samhor wrote: »
    Why not go ask the labour party? After all they introduced them!
    I have absolutely no interest in anything that the Labour Party might have to say. Either in the past and also in the future.
    I can afford anything that I want.
    Just so long as I don't want much.
  • antrobus
    antrobus Posts: 17,386 Forumite
    samhor wrote: »
    ...I have read the article but there is no reference to the law/act which allows them to do this if anyone knows it? ....

    I think it's now the Housing Act 2004
    samhor wrote: »
    Why not go ask the labour party? After all they introduced them!

    And before that I think it was the Housing Act 1985, the same act that had the Right to Buy.:)
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