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How do I find what I owe?
cmw1212
Posts: 483 Forumite
I assume I can find out by getting my credit report? I have looked at the article on here but I am a bit confused which is the best agency to go through? All of my debt is with Barclays. I haven't paid for years so its been passed to loads of places- so I have lost track.
"It's nice to be important but it's more important to be nice." :T
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I would have thought Barclays should still have details. However, try a free Noodle account to see if anything is listed there. If not try Experian.Paid off the last of my unsecured debts in 2016. Then saved up and bought a property. Current aim is to pay off my mortgage as early as possible. Currently over paying every month. Mortgage due to be paid off in 2036 hoping to get it paid off much earlier. Set up my own bespoke spreadsheet to manage my money.0
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Remember when you get a report you will often get letters and calls from anyone that you owe money to. Or people that may be looking for you? I.e. if you have moved or they haven't found you via trace.0
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have you made payments or acknowledgements in the last 6 years?0
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