X wants to force sale of house BR 3yrs ago

tech2_2

We both went BR over 3 years ago and split agreement was made and for me to keep the house now found neg equity and X wont pay 50% so now wants to court order me in 14 days to force sale or X will hand house back to the Lender

How do I stand as living in and being paying Mortgage for 28 months never had arrears ever or late payment.

What advise can you give? PM me please asap

Tech2

Rylynn

Sorry have you been paying all the mortgage, and what was the deal when you went BR? If it was that you kept the house how can your X now force the sale of it

I am not finding your post easy to work out sorry.

iquit

Sorry to hear this. Hope someone has PM'ed you. I don't know enough to give advice. I gave up a jointly mortgaged property at br coz I couldn't trust my ex to not pull a stunt like this. If you had legal paperwork for this agreement see a solicitor.

dancingfairy

O.k so you both went brankrupt? Your ex agreed you could stay in the house and he would pay 50% of the mortgage? If my understanding of what you are saying is correct then it's a private agreement bewtween you?
I can understand him not wanting to pay 50% of the mortgage anymore but I can't understand him wanting to force a sale if there is no equity? What on earth would be the point of this?
Is the mortgage up to date? I presume you have been paying your share but has he been keeping up with his agreement? Assuming the mortgage is joint then the bank/building society will not care what private agreement was made between you and will require the mortgage to be paid by one or the other (or both) and will go after whoever is easiest to trace. This is obviously likely to be you as you are living in the property.
I would a) find out the status of the mortgage and whether he has indeed been paying and then wait.
b) wait and see if he does actually take you to court or whether it is hot air. As I said I genuinely can't see what the point of forcing a sale on a house in negative equity is.
c) I'm assuming you can't afford to remortgage in your name?
Best of Luck
df

arcon5

Maybe he just no longer wishes to be named on the mortgage ?